

Solidarity Groups are built around the concept of social collateral where clients do not have sufficient physical collateral and whose credit history is only with VFZ.
Designed for clients who have graduated from solidarity groups or possess greater economic capacity
Lending Methodologies: Solidarity Groups, and Individual clients. Description: This product is meant to finance farmers involved in the cultivation of seasonal crops such as maize, soya bean, sunflower, groundnuts etc. to acquire the needed inputs such as fertilizer, seed and agrochemicals needed to enhance the production and productivity of their crop.
Irrigated agricultural loans Lending Methodologies: Solidarity Groups, and Individual clients. Description: This loan product is dedicated to serve the needs of a horticulture farmer. It can cover assets, inputs or a combination of both.
Lending Methodologies: Any repeat client, Solidarity Groups, and Individual clients. Description: This product is a parallel loan that allows VFZ customers to purchase bicycles on credit.
Lending Methodologies: Any repeat client , Solidarity Groups, and Individual clients. Description: This product is designed for existing dairy farmers to assist them to increase their milk production and sales thereby increasing their household income.
Designed for savings groups.
Support both individuals and groups.
Support private schools
Finance productive equipment and machinery
Support clean water and sanitation investments.
Support producer groups with solar-powered water systems, innovative irrigation technologies, and agribusiness financing.
Designed to protect lives, health, families, businesses, and productive assets.
Select Repayment/Deposit from M-Wallet, then choose Option 2 – By Selecting Account.
Select the destination account:
Option 1 – Drawdown Account
Option 2 – Savings Account
Enter the repayment or deposit amount.
Enter your VisionFund PIN.
Confirm the transaction by selecting Option 1 – Yes.
Confirm the transaction by selecting Option 1 – Yes.
Select Option 1 – To My Wallet.
Select Option 2 – Individual Savings.
Enter the withdrawal amount.
Enter your VisionFund PIN.
Confirm the transaction by selecting Option 1 – Yes.
Select Option 1 – Start Payout.
Enter the member's mobile number (e.g., 0979XXXXXX).
Enter the transfer amount.
Enter your VisionFund PIN.